These Plan Highlights are a summary of the eligibility rules and benefits available to you and your family through your participation in the Western Conference of Teamsters Pension Plan. More complete information about any part of the Plan may be found in the Plan Summary. Click here to go to the more detailed Plan Summary.

MOST PLAN BENEFITS REQUIRE YOU TO BE A PLAN PARTICIPANT AND VESTED

Participation
You become an active participant by working at a job covered by the Plan for at least 750 covered hours over two consecutive calendar years. You continue as an active participant as long as you work at least 250 covered hours each calendar year.

A covered hour is an hour of your work for which your employer is required to make a contribution to the Pension Trust by a written pension agreement, usually a Teamster labor contract.

Vesting
You become vested when you complete five years of vesting service. One of those years must be after 1990. (If you do not meet this rule, you are considered vested if you completed at least 10 years of vesting service before 1991.)

You earn one year of vesting service for each year in which you complete at least 500 hours of service. Your hours of service include your covered hours and certain hours of non-covered employment.


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