The Western Conference of Teamsters Pension Trust

Important Notice

This Summary explains the important provisions of the Western Conference of Teamsters Pension Plan including changes made in recent years. It summarizes what eligible Plan participants need to know and do so they and their families can get the most from their Plan benefits.

In general, the benefits described on this web site are available only to Plan participants who retire with a pension effective date on or after December 31, 2007 or to the beneficiaries of those who are not yet retired but die after that date (unless noted otherwise).

This web site also contains information of special interest to Plan retirees and the families and beneficiaries of deceased participants. In general, if you retired before 2008, benefits for you and your Plan beneficiaries are described in earlier Plan summaries. However, if you are retired and return to work,you need to read the reemployment and suspension of benefits rule explained in the Working After You Retire section. If you have questions about the benefits you are receiving, contact your Area Administrative Office. Click here for retiree information.

More complete Plan information may be found in the official Plan documents available for inspection at one of the Area Administrative Offices. Please refer to the Plan Documents section for an explanation of the procedures for inspecting and obtaining copies of the Plan documents.

All Plan benefits are subject to the terms of the official Plan documents, which govern in case of errors in these materials.

Special Reminders

Mailing Address
You are responsible for keeping your Area Administrative Office informed about changes to your mailing address so you’ll receive important information about your Plan. Even if you retire or stop covered employment, make sure your Area Administrative Office has your current mailing address on file.

If you are moving, send address changes in writing (with your Social Security number) to your Area Administrative Office. You can also download and print a Change of Address Form from the Contact page.

If you are an alternate payee under a Qualified Domestic Relations Order (QDRO) with respect to a Plan participant or retiree, you must also inform your Area Administrative Office of any changes in your mailing address.

Beneficiary Designation
Be sure to designate your Plan beneficiary even if you are new to the Plan. Your Plan’s official Beneficiary Designation Form is the only way to name your Plan beneficiary or cancel a previous designation. Contact your Area Administrative Office to verify your beneficiary designation or to request a new form. You can also download and print a Beneficiary Designation Form from this web site. Designations made on forms used by other pension or health and welfaretrusts, or for other union benefits such as life insurance, are not accepted by this Plan. Your Area Administrative Office must receive your signed Beneficiary Designation Form before your death for changes to be effective. Click here for more information.

Changes in Family Status
If you have a change in family circumstances, such as marriage, new dependents, divorce or death of a family member, it’sespecially important to review your current Plan beneficiary designation. These changes in your family status do not affect a Plan beneficiary designation you previously made which now may be out-of-date. Click here for details on naming or changing your beneficiary.

Spousal Consent
IRS rules state that your spouse must consent to all elections you make during the retirement application process. When you near retirement, it’s especially important that you keep your Area Administrative Office informed of changes in your marital status. This allows Plan representatives to correctly inform you about documents your spouse may be required to sign. Click here for details about Spousal Consent.

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Si usted necesita ayuda para entender este libro, comuníquese con la Oficina Administrativa de su Area. Click aqui por la direcion y numero de telefono.